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Jack Henderson
June 22, 2016

Meet Finnish Fintech startup Holvi!

Meet Holvi, an innovative fintech bank custom-built for entrepreneurs, freelancers and small businesses. A Holvi current account allows startups to ditch rigid traditional banks, cancel their subscriptions to fiddly online accounting services and take financial matters into their own hands with tools that make invoicing, e-commerce, paperless bookkeeping and finance reports easy. It’s a whole new way for startups to manage money: independent, streamlined, and smart.

Holvi is working hard to spread the word about their services. They’ve recently completed a pilot program in Germany, Austria and Finland, and are now giving the early adopters the chance to sign up for an account with no monthly fees until the end of 2016. Alongside this, they’re hosting a series of events for startups and entrepreneurs at betahaus this summer. They don’t cost a thing -- you just need to register!

Fintech Sales Hacks 24th June 2016

Build up an arsenal of tools to help you streamline sales with help from Holvi, Gini and GoCardless. There’ll be drinks, snacks, networking, open mic and Amazon sales vouchers to be won! Entry is free, register here.

Fintech Startup Holvi Meeting
Photo by Holvi

Paperless Bookkeeping Seminars 14th July & 13th September 2016

You’ve got not one, but two opportunities to learn German tax advisor David Koch’s secrets to going digital and effortlessly managing your finances as a startup, small business owner or freelancer. 3 hour workshops with refreshments and an afterparty, free of charge. Sign up here for the July edition, or here for the September round.

Not to be missed: Pitch to Holvi! 7th July, 5th August, and 2nd September 2016

Startups young and old are invited to put their presentation skills to the test and pitch before a jury. There’s a cash prize of 3000€ to be won for each round. Winning startups will receive a special feature on the Holvi blog too. Sign up here if you’re game!

Photo by Holvi

Holvi Launch Party 23rd September 2016

This is the day that one of the Holvi founders will drive a finnish sauna truck from the Helsinki HQ to Berlin. Why? To celebrate Holvi’s launch in Germany! Food, drinks and good music for 200 partiers -- stay tuned for more info on scoring an invite.

Want to join Holvi and other start-ups at betahaus?See how here

Holvi Startup Logo

Toni: Currently, we’ve somehow ended up in this niche of building a lot of internal tools for startups and teams. But this is not the only thing we want to do. What I like about it is that we’re starting projects from scratch and we have full control over them. 

Martin: The first project we worked on was a tool for a large scale real estate development company. What they needed was a tool for their Sales people - to be able to mark their different spots and locations at different stages of the sales funnel. So we created a tool that helps them in this process.

Toni: And this one actually served as a starting point for the tool we’ve developed for  betahaus, which aims to allow the Sales and Management team to see which team rooms are occupied right now, which ones are free or will be occupied in a few weeks or months, so no double bookings appear. 

Alex: These two projects were more focused on real estate, let’s say, but we’ve also done more design-heavy projects like the one we did for Artique which is an online artists agency. For them, we built a whole website and an online system to present their artists starting only from their logo. It had to be very flexible, because the artists needed to be able to edit their own profiles, putting their resume, changing colours.

Toni: Honestly, we have skillsets that you don’t usually find in developers. Because we've had lives that were not just about computer science. I think to some extent this is what makes us different. 

Martin: I believe one of the reasons why people pick us over other studios is because it can be very hard working with developers. If you’re not understanding their work, if the communication is not flowing, you, as a client can feel lost. We're easy to communicate with and we’re always open to feedback and we're open to discuss anything. In the end, after all iterations, if you say we need to start the website from scratch and that you don’t like the idea, we won’t take it personally. 

Alex: Also, I think, since we all work as coding teachers, we are officially qualified to explain what coding is to people who don't code, which is actually really rare because a lot of developers, as Martin says, don't want to, or literally just don't know how to articulate what they're doing. Whereas we are trained in articulating what it is that we're doing, why it's meaningful and why it takes a certain amount of time.

Photo by Lea GK

Alex: Zimt & Mehl - the Turkish bakery around the corner. It’s just soo good.

Martin: Oh, there is this Italian restaurant called Ristorante del Arte

Tony: Oh, my God, this place is so funny. It looks like a pretty average Italian restaurant, but the whole interior design inside is just decorated in such a weird way. The entire place is covered in frescoes. They have crystal chandeliers and Easter bunnies. Some Greek columns. It has a different name on the menu, on the side and on the Internet. And it was an ex-shoe-store.

Want to get in touch with Obst Digital? Come around betahaus | Neukölln and meet them here or send them an email to contact@obst.digital !


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