Jack Henderson
June 24, 2016

Aboalarm and Hi Emma Win the BNP Paribas International Hackathon!

Last weekend, startups Hi Emma and Aboalarm took home the grand prize at the BNP Paribas International Hackathon that was held right here, in betahaus . Hi Emma is a finance chatbot that helps users who want to do their banking in a hassle free way by providing a humanized interface to banking applications. For the hackathon, they created an intelligent messenger that gives customers pro-active banking suggestions.

"We had an inspiring and intensive weekend, met exciting people and had a great knowledge exchange."

                                                                                              Stefano Uliari (Hi Emma)

Aboalarm is a leading mobile & web-based contract management service in Germany, enabling users to easily cancel contracts and keep the perfect overview of all contracts (insurances, cable, electricity, gas, etc). For the hackathon, the Aboalarm team created a bank-account based contract management tool that categorizes transactions and recognizes recurring payments such as rent.

 "The Aboalarm team really enjoyed the positive atmosphere among the participating teams and we’re looking forward to working closely with Consorsbank in order to make our service as valuable as possible for our customers”

The Aboalarm team

075_photo_Dominik_Tryba_PHO_9444

The other participants included:

Taplend Taplend is a mobile platform that allows you to receive instantaneous loans from friends and financial institutions just in few clicks.

CrossLend At Crosslend we’re proud to be trailblazers in the bold new world of digital credit intermediation and financing, with our pioneering cross-border online marketplace.

TED TED is a digital insurance manager that gives the user a comfortable handling of all insurance matters and centralizes personal insurance contracts online or in an app with no paper documents.

ChillBill ChillBill is an automatic invoice recognition software with an integration for accountants.

Wyze.me Wyze.me is a web-based application that focuses on giving up-to-date, at-a-glance picture of the user's finances by aggregating data from multiple financial accounts.

Fentury Fentury is a personal finance software that helps improve your money management.

 

The BNP Paribas International hackathon took place over the weekend with 96 startups participating in eight cities around the world simultaneously; from San Francisco to Rome to Berlin and Warsaw. We were proud to host eight fintech companies during the two-day hackathon here at betahaus.

Check out our calendar for upcoming events.

Due to increasing digitalization and convenience services in every area of people's lives, the smooth and flawless process of getting the delivery to one's doorstep is exceedingly becoming what customers care most about. On top of that, for companies that package being delivered is an extension of their brand. The consumer is basically coming face-to-face with the brand, which makes it the biggest opportunity to heighten customer satisfaction.


If you live in a city and have even slightly observed your urban surroundings you’ve probably witnessed it first hand - urban congestion and crowded cities make it pretty tough to satisfy the growing demand and rising expectations of super quick deliveries. Add unpredictability in transit (like weather conditions), an incorrect address or remote locations, just to name a few, and you can see where this is going.

The worst part is, all those delivery trucks and vans that also produce a fair bit of emissions, are often only half full when they roll out for deliveries. This is mostly due to low drop sizes and stops along the route that are far and few between.

It’s not all hopeless though - Where there is a problem, there are solutions.


Same old, same old - isn’t always all that bad. Sometimes, all that’s needed are some new perspectives! The city of Utrecht, for‌ ‌example, implemented a zero-emissions electric barge nicknamed the “Beer Boat”. 

Since 2010 it’s carrying beer and food to the city’s downtown restaurants by using waterways. Other electric barges in Amsterdam not only deliver but even collect organic waste, which is then turned into biofuel in processing plants! Isn’t that cool?

It becomes clear that cities, logistics, as‌ ‌well‌ ‌as‌ ‌urban‌ ‌planners, are equally part of solving the inefficiency of the last-mile. Tackling this mountain of issues calls for teamwork!


A centralized platform, hub or network for similar companies, could do the trick to fill up the delivery vans & trucks that are barely loaded. Parcels could be distributed more efficiently between different companies and their delivery vehicles.

Like a big pool of parcels from different companies with every single parcel going into that one van with the same route!


Delivery Driver Experience and Smart Delivery Vehicles are also areas with huge potential for improvement and innovation.


Ellie: Two years ago we adopted a new legal structure for Jolocom GmbH according to the purpose model of ownership, manifesting our commitment and dedication to building a self-sovereign organization. That means we can’t take VC funding or sell public shares of the company. 

Volker: Jolocom is a community driven organisation – both in a tech sense but also much further beyond. We’re hugely involved in the DWeb community where we organize and attend events for the decentralized community. Every year we also help organize and attend the DWeb Camp in San Francisco, which brings together all kinds of creatives so this technology of tomorrow is built in a collaborative way.


Next to that on-demand experiences have become firmly embedded into people’s everyday lives - be it a mobile app to book a ride, send flowers to your loved ones or order lunch to your office. It’s all possible and has made premium features like real-time tracking a standard.  The online consumer expects nothing less and certainly doesn’t like to wait.


Making that quick and instant gratification happen is another story though. Groundbreaking ideas and innovations are needed to tackle all these factors. Does your startup have one? 

Then head over to our Future Logistics Challenge! Applications are still open until September 23rd.

Volker: There is this really nice place, called Green Rabbit with salads and baked potatoes where I like to go to. Sometimes I just keep it simple and go to Lidl.

Ellie: I eat a lot in west.berlin cafe which is here around the corner and I love the Matcha Lattes from Starbucks.

Landscape not supported.
Please switch your smartphone back to portrait view!